The researchers of the UNESCO Chair of Housing have taken part and edited dozens of publications, some of which are highlighted below. In addition, the Chair has pushed forward the collection “Law of housing” by the publisher Tirant lo Blanch.
Finally, the Chair publishes the multimedia magazine “Housing”, which can be found in full here.
Un nou dret d’arrendaments urbans per a afavorir l’accés a l’habitatge [A new urban leases Law to facilitate access to housing]
After ten years of the beginning of the crisis, the problem of access to housing persists. The reform of the Law of Urban Leases by Law 4/2013 has not managed to increase interest for tenancies as a form of housing tenure (which has only grown due to the persistent restriction of access to the mortgage loan) and has caused a considerable increase of the rents in certain neighborhoods of some large cities. After seven years studying and comparing the rental regimes of the 28 member countries of the European Union, the researchers of the UNESCO Chair of Housing of the Rovira University and Virgili propose in this book an urban leasing model based on what they have the three European countries with a higher rental sector (Germany, Switzerland and Austria), even proposing improvements. This model served as the basis for the guidelines of a working group organized by the Ministry of Housing of the Generalitat of Catalonia during the years 2016 and 2017 and now has the opportunity to support a new law of urban leases that, considering the interests and in the balance of the two parts of the contractual relationship, can favor access to tenancies and make it a real alternative to homeownership.
Reformando las tenencias de la vivienda. Un hogar para tod@s [Reforming housing tenures. A home for all]
“Security of tenure is a cornerstone of the right to adequate housing; one can not exist without the other.” With this sentence begins the prologue to the present work Leilani Farha, Special Rapporteur of the UN for housing and describes very accurately the importance of the proper functioning of housing tenures to ensure the right to it. In the book, several authors, academics and practitioners, national and international, make a critical tour of the traditional forms of tenure of housing -property and rent- in Spain, analyzing in an interdisciplinary way its operation and proposing mechanisms to optimize them so that they fulfill the function they have entrusted.
Systematically, the work is divided into four parts: Right to housing and housing policies, Towards a new framework of urban housing leases, Home ownership, Mortgage and Registration and, finally, the Search for Affordable Taxation to promote the access to housing.
This volume is the first issue of the new Collection of the Tirant lo Blanch publishing house on “Housing Law”, dedicated to the study and diffusion of this topic from its most varied perspectives and with an innovative methodology, where the reader can find the most updated information and the answers to the new challenges of the complex phenomenon of housing.
La Optimización de la Hipoteca Inversa Desde la Perspectiva Europea y Norteamericana [The optimization of the reverse mortgage from a European and North Americal perspecives]
The progressive aging of the Spanish population and the increase of dependents means that more public resources have to be allocated to cover the needs of these groups. In a context of uncertainty, insufficiency of public resources to meet the payment of public pensions and subsidies to dependence and dedication of the resources of the elderly to sustain the family economy, the search by these groups of alternative systems of private financing, such as the reverse mortgage, is understandable.
This institution was regulated for the first time in 2007 in order that these people could obtain liquidity from the real estate property and thus complement the public subsidy that they could receive. Although it was a mortgage product that had some success in its infancy, the truth is that currently it is not part of the mortgage offer of credit institutions [in Spain].
For this reason, the present monograph analyzes how the current regulation of the reverse mortgage could be optimized to make it attractive for citizens and legal-economic operators and, in particular, the relevant factors for its hiring, the risks assumed by both the lenders as the applicants and the potential role that can play in the welfare state of the elderly and dependent in Spain. For this purpose, this institution is analyzed from a comparative perspective, in particular its treatment in EU Law and in Anglo-Saxon legal systems, such as the English, the Irish or the USA, where the reverse mortgage has achieved a certain grade of success.
Renting residential property in twenty-first century Malta
Since the liberalisation of the private rental market in 1995, the Maltese legislator has based himself on the assumption that the landlord and the tenant are two free and equal contracting parties, entering any ordinary bilateral agreement. Whilst this might appear true in theory, actual practices and experiences reveal a number of difficulties that hinder tenants from protecting their interests. This study aims precisely to test the legislator’s hypothesis and to assess whether, from the very moment tenants approach an estate agent to identify a property to rent in Malta, to the time when they must determine the fairness of the price, the quality of the property or the adequacy of the agreement, and further till the settlement of the utility bills, there really exists a balance between the respective contracting parties.
As such, the research proves that both the law as well as the policies that are currently in place do not concede tenants the required guarantees in terms of knowledge and transparency, in order to approach negotiations with the necessary strength.
Tenancy law has developed in all EU member states for decades, or even centuries, but constitutes a widely blank space in comparative and European law. This book fills an important gap in the literature by considering the diverse and complex panorama of housing policies, markets and their legal regulation across Europe. Expert contributors argue that that while unification is neither politically desired nor opportune, a European recommendation of best practices including draft rules and default contracts implementing a regulatory equilibrium would be a rewarding step forward.
Work coordinated by Professor Cornelius van der Merwe on condominiumsin Europe. The book compares 21 jurisdictions, based on their origin and their uses and analyzing their points in common and main differences.
It includes ten practical cases solved for each of the jurisdictions studied following the methodology of the Common Frame of Reference.
The present work collects under the title “Bienes en común” [Property held in common] a series of assumptions in which the same good is had by two or more people. Its objective is, therefore, to go beyond “joint property” so as to be able to include assumptions that imply the need to organize the relations of different people on the same thing, such as trust or intermediate tenures, of an important practical use, but are not usually included in the “classic” studies of co-ownership.
This innovative perspective, combined with studies with up-to-date jurisprudence of essential institutions such as the Roman co-ownership, also moves to the approach given to the treatment of condominiums (both in the Spanish legislation and in the Civil Code of Catalonia) through real situations, differential treatment to under-researched institutions such as Canary Islands servitude and analysis of other institutions developed in foral rights, such as partial exploitation rights. The work has an importantinterdisciplinary character , including studies of civil law, insolvency, tax and housing. It brings together national and international authors, academics and practitioners, experts in real rights who provide a global vision of the problem and allow special studies on the various types of co-ownership in England and Wales, Germany, Ireland and Portugal.
Revista “Teoría y Derecho”. Número especial sobre “Hipoteca y vivienda” [Special issue of the Journal “Teoría y Derecho”: “Mortgage and housing”]
Nine articles on the issue of “Mortgage and housing” cover the core issues of current relevance such as the role of property ownership at the origin of the crisis and the consequences it entails, the European Mortgage Directive 2014/17/EU, the Spanish mortgage reforms since 2007, a comparison between the mortgage situation and housing in Spain and Ireland, a critical analysis of the mortgage (What is wrong with our mortgage?), floor clauses, solvency assessment in the granting of mortgage credits, human rights and housing and whether renting can really be an alternative to homeownership in three Mediterranean countries (Spain, Portugal and Malta).
This book is dedicated to analyzing the two new ways to access housing and other assets that have recently been incorporated into the Civil Code of Catalonia by Law 19/2015: shared ownership and temporary owership.
These are new types of flexible, stable and affordable ownership that represent an alternative to the two traditional tenures of housing, absolute ownership and rent, thus overcoming this dichotomy that has led thousands to eviction and precariousness. Both obey the need to offer families a sustainable continuum of housing tenures, as reflected in the New Urban Agenda of the UN approved in Habitat III (Quito, October 2016) for the next 20 years.
The study is carried out from a legal and economic point of view and in an all-encompassing and practical way, analyzing all aspects of the figures. In this way, it wants to be useful both to lawmakers, researchers in law and real estate economics, as well as practitioners in drafting their contracts and in their participation in real estate transactions.
Edited by Dr. Amnon Lehavi, Atara Kaufman Professor of Real Estate at the Radzyner School of Law at the Interdisciplinary Center in Herzliya.
This book offers an interdisciplinary and comparative study of the complex interplay between private versus public forms of organization and governance in urban residential developments. Bringing together top experts from numerous disciplines, including law, economics, geography, political science, sociology, and planning, this book identifies the current trends in constructing the physical, economic, and social infrastructure of residential communities across the world. It challenges much of the conventional wisdom about the division of labor between market-driven private action and public policy in regulating residential developments and the urban space, and offers a new research agenda for dealing with the future of cities in the twenty-first century. It represents a unique ongoing academic dialogue between the members of an exceptional group of scholars, underscoring the essentially of an interdisciplinary and comparative approach to the study of private communities and urban governance. As such, the book will appeal to a broad audience consisting of policy-makers, practitioners, scholars, and students across the world, especially in developing countries and transitional and emerging economies.